2026 Texas paycheck guide
What this statewide profile models
State wage-tax treatment
The profile does not apply a broad Texas individual tax to wage income. Federal income tax, Social Security, Medicare, and configured employee assessments can still reduce take-home pay.
Employee payroll items
No employee payroll assessment is configured in this statewide profile. That is a model statement, not a claim that every employer or locality has no additional deduction.
401(k) treatment
Configured pretax 401(k) contributions reduce Texas taxable wages in this model, subject to the calculator limit and profile boundaries.
Planning focus
Compare Texas against a wage-tax state with identical salary, filing status, dependents, and 401(k) assumptions.